:root {
    --color-primary: #1e3a8a;
    --color-secondary: #b8860b;
    --color-accent: #d97706;
    --color-text: #333;
    --color-text-light: #666;
    --color-bg: #fff;
    --color-bg-alt: #f8fafc;
    --color-border: #e2e8f0;
}

* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

body {
    font-family: system-ui, -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
    line-height: 1.6;
    color: var(--color-text);
    background: var(--color-bg);
}

.container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 1.5rem;
}

/* Header */
.header {
    position: sticky;
    top: 0;
    z-index: 100;
    background: var(--color-bg);
    transition: box-shadow 0.2s;
}

.header.scrolled {
    box-shadow: 0 2px 8px rgba(0, 0, 0, 0.1);
}

.nav {
    max-width: 1200px;
    margin: 0 auto;
    padding: 1rem 1.5rem;
    display: flex;
    justify-content: space-between;
    align-items: center;
}

.logo {
    display: flex;
    align-items: center;
    gap: 0.75rem;
    text-decoration: none;
}

.logo-img {
    height: 44px;
    width: auto;
}

.logo-text {
    font-weight: 700;
    font-size: 1.25rem;
    color: var(--color-primary);
}

/* Buttons */
.btn {
    display: inline-block;
    padding: 0.75rem 1.5rem;
    font-size: 1rem;
    font-weight: 600;
    text-decoration: none;
    border-radius: 6px;
    transition: all 0.2s;
    cursor: pointer;
    border: none;
}

.btn-accent {
    background: var(--color-accent);
    color: #fff;
}

.btn-accent:hover {
    background: #c2410c;
}

.btn-cta {
    background: var(--color-accent);
    color: #fff;
    padding: 1rem 2rem;
    font-size: 1.125rem;
}

.btn-cta:hover {
    background: #c2410c;
    transform: translateY(-1px);
}

/* Hero */
.hero {
    background: linear-gradient(135deg, var(--color-primary) 0%, #1e40af 100%);
    color: #fff;
    padding: 5rem 1.5rem;
    text-align: center;
}

.hero-content {
    max-width: 800px;
    margin: 0 auto;
}

.hero h1 {
    font-size: 2.75rem;
    font-weight: 800;
    margin-bottom: 1rem;
    line-height: 1.2;
}

.hero-subtitle {
    font-size: 1.25rem;
    opacity: 0.9;
    margin-bottom: 2rem;
}

.trust-badges {
    display: flex;
    justify-content: center;
    gap: 2rem;
    margin-top: 3rem;
    flex-wrap: wrap;
}

.badge {
    display: flex;
    align-items: center;
    gap: 0.5rem;
    font-size: 0.875rem;
    opacity: 0.9;
}

.badge-icon {
    width: 20px;
    height: 20px;
}

/* Benefits */
.benefits {
    padding: 5rem 0;
    background: var(--color-bg);
}

.section-title {
    text-align: center;
    font-size: 2rem;
    font-weight: 700;
    color: var(--color-primary);
    margin-bottom: 3rem;
}

.benefits-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 2rem;
}

.benefit-card {
    background: var(--color-bg);
    border: 1px solid var(--color-border);
    border-radius: 12px;
    padding: 2rem;
    text-align: center;
    transition: transform 0.2s, box-shadow 0.2s;
}

.benefit-card:hover {
    transform: translateY(-4px);
    box-shadow: 0 12px 24px rgba(0, 0, 0, 0.1);
}

.benefit-icon {
    width: 48px;
    height: 48px;
    margin: 0 auto 1rem;
    color: var(--color-secondary);
}

.benefit-icon svg {
    width: 100%;
    height: 100%;
}

.benefit-card h3 {
    font-size: 1.125rem;
    font-weight: 600;
    color: var(--color-primary);
    margin-bottom: 0.75rem;
}

.benefit-card p {
    font-size: 0.9375rem;
    color: var(--color-text-light);
    line-height: 1.5;
}

/* How It Works */
.how-it-works {
    padding: 5rem 0;
    background: var(--color-bg-alt);
}

.steps {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 3rem;
    margin-bottom: 3rem;
}

.step {
    text-align: center;
    position: relative;
}

.step-number {
    width: 56px;
    height: 56px;
    background: var(--color-primary);
    color: #fff;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.5rem;
    font-weight: 700;
    margin: 0 auto 1.25rem;
}

.step h3 {
    font-size: 1.25rem;
    font-weight: 600;
    color: var(--color-primary);
    margin-bottom: 0.75rem;
}

.step p {
    color: var(--color-text-light);
    max-width: 280px;
    margin: 0 auto;
}

.steps-cta {
    text-align: center;
}

/* Trust Section */
.trust {
    padding: 5rem 0;
    background: var(--color-bg);
}

.trust-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 2.5rem;
}

.trust-item {
    text-align: center;
}

.trust-icon {
    width: 48px;
    height: 48px;
    color: var(--color-secondary);
    margin-bottom: 1rem;
}

.trust-item h3 {
    font-size: 1.125rem;
    font-weight: 600;
    color: var(--color-primary);
    margin-bottom: 0.5rem;
}

.trust-item p {
    color: var(--color-text-light);
    font-size: 0.9375rem;
}

/* Footer */
.footer {
    background: var(--color-primary);
    color: #fff;
    padding: 3rem 0 2rem;
}

.footer-disclaimer {
    max-width: 800px;
    margin: 0 auto 2rem;
    text-align: center;
    font-size: 0.8125rem;
    opacity: 0.8;
    line-height: 1.7;
}

.footer-links {
    display: flex;
    justify-content: center;
    gap: 2rem;
    margin-bottom: 2rem;
    flex-wrap: wrap;
}

.footer-links a {
    color: #fff;
    text-decoration: none;
    font-size: 0.875rem;
    opacity: 0.9;
    transition: opacity 0.2s;
}

.footer-links a:hover {
    opacity: 1;
    text-decoration: underline;
}

.copyright {
    text-align: center;
    font-size: 0.875rem;
    opacity: 0.7;
}

/* Responsive - Tablet */
@media (max-width: 1024px) {
    .benefits-grid {
        grid-template-columns: repeat(2, 1fr);
    }

    .hero h1 {
        font-size: 2.25rem;
    }
}

/* Responsive - Mobile */
@media (max-width: 640px) {
    .nav {
        padding: 0.75rem 1rem;
    }

    .logo-text {
        display: none;
    }

    .btn-accent {
        padding: 0.5rem 1rem;
        font-size: 0.875rem;
    }

    .hero {
        padding: 3rem 1rem;
    }

    .hero h1 {
        font-size: 1.75rem;
    }

    .hero-subtitle {
        font-size: 1rem;
    }

    .btn-cta {
        padding: 0.875rem 1.5rem;
        font-size: 1rem;
        width: 100%;
    }

    .trust-badges {
        flex-direction: column;
        gap: 1rem;
        align-items: center;
    }

    .section-title {
        font-size: 1.5rem;
        margin-bottom: 2rem;
    }

    .benefits,
    .how-it-works,
    .trust {
        padding: 3rem 0;
    }

    .benefits-grid {
        grid-template-columns: 1fr;
        gap: 1rem;
    }

    .benefit-card {
        padding: 1.5rem;
    }

    .steps {
        grid-template-columns: 1fr;
        gap: 2rem;
    }

    .trust-grid {
        grid-template-columns: 1fr;
        gap: 2rem;
    }

    .footer-links {
        flex-direction: column;
        align-items: center;
        gap: 1rem;
    }

    .footer-disclaimer {
        font-size: 0.75rem;
        padding: 0 1rem;
    }
}